IDX

Listed by Nick Demers · Courtesy of RE/MAX PALM REALTY · Agent MLS ID# MFR274507212 · Deemed reliable but not guaranteed. · Listing updated: Oct 22, 2026 · 7:35 PM

640 ENCARNACION ST

Punta Gorda, Charlotte, FL, 33983

Active

$361,000

$175/sqft

4Beds
2Baths
2,066Sq Ft
2021Built
155Days on Market

About this home

One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Privacy PLUS with this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE (great for toys or storage), oversized laundry room with extra storage. Enjoy Peace of mind with this home that's never had any roof leaks, damage from storms and is all up to code! Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, SunSeekers' Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Facts & Features

MFRC7526039
$361,000
Active
4
2
2
0
2,066 sqft
0.2500
2021
Residential
Single Family Residence
Florida

Community Information

640 ENCARNACION ST
Punta Gorda Isles Sec 20
Punta Gorda
Charlotte
FL
33983
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Kitchen/Family Room Combo, Stone Counters, Thermostat, Crown Molding, Window Treatments, Smart Home, Primary Bedroom Main Floor, Tray Ceiling(s)
Central
Central Air
Tile, Carpet
N/A
1
Built-In Oven, Cooktop, Dishwasher, Ice Maker, Microwave, Refrigerator, Electric Water Heater, Range, Exhaust Fan, Kitchen Reverse Osmosis System

Exterior

Rain Gutters, Hurricane Shutters, Dog Run, Private Yard
Block, Stucco, Stone
Slab
Shingle
Chain Link
Paved, Oversized Lot, Near Golf Course, Corner Lot

School Information

Deep Creek Elementary
Punta Gorda Middle
Charlotte High

Additional Information

May 20, 2026
155
RSF3.5
East
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. RE/MAX PALM REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

155 days on market

Listing updated: Oct 22, 2026 · 7:35 PM

Listed by: Nick Demers · 941-585-3787—RE/MAX PALM REALTY · 941-889-7654

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

Get in Touch

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