IDX

Listed by Jose Ortega · Courtesy of KW SUNCOAST · Agent MLS ID# MFR085816843 · Deemed reliable but not guaranteed. · Listing updated: Oct 21, 2026 · 10:51 AM

4634 SABAL KEY DR

Bradenton, Manatee, FL, 34203

Active

$235,000

$218/sqft

2Beds
3Baths
1,080Sq Ft
2000Built
1Days on Market

About this home

One or more photo(s) were virtually staged. RARE FHA ASSUMABLE MORTGAGE AT 2.8 • WATER VIEWS • GATED COMMUNITY • FLEXIBLE LEASING! Welcome to 4634 Sabal Key Drive, where Florida living meets an exceptional financing opportunity! Qualified buyers may be able to assume the seller's existing FHA mortgage at just 2.8, subject to loan servicer approval, qualification, and the required equity contribution. Ask for details! Nestled in the gated, pet-friendly Sabal Key community of Sabal Harbour, this charming Key West-style townhome offers 2 bedrooms, 2.5 bathrooms, and 1,080 square feet of comfortable living space. Enjoy peaceful water views, a screened patio, and a low-maintenance lifestyle that leaves more time for the things you love. Inside, an inviting open living and dining area makes everyday living and entertaining easy. The two-story layout places both bedrooms upstairs, creating separation from the main gathering spaces, while a convenient downstairs half bath welcomes guests. Picture yourself starting the day with coffee on the screened patio or unwinding there after an afternoon exploring the Gulf Coast. LIFESTYLE AND AMENITIES! Sabal Harbour offers a community pool, clubhouse, tennis and other recreational courts, and a playground. Enjoy opportunities to relax, stay active, and connect with neighbors without leaving the community. FLEXIBILITY IS ANOTHER BIG PLUS! No minimum lease period, no lease restrictions, and no ownership waiting period before leasing. That creates appealing possibilities for a primary residence, seasonal retreat, or investment, subject to current HOA documents and local regulations. The monthly HOA fee helps simplify ownership by covering listed exterior and grounds maintenance, pool maintenance, and recreational facilities. The property is in Flood Zone X, with no annual CDD fee reported. Conveniently located near shopping, restaurants, Lakewood Ranch, major roadways, and the gorgeous Gulf Coast beaches, including Anna Maria Island, this home puts the best of the Bradenton lifestyle within reach. MORE THAN A TOWNHOME—IT'S A CHANCE TO ENJOY WATER VIEWS, COMMUNITY AMENITIES, AND A POTENTIALLY REMARKABLE MORTGAGE RATE! Schedule your private showing today and ask about the FHA assumption opportunity. Mortgage assumption and leasing are subject to lender approval, applicable loan terms, association rules, and local requirements.

Facts & Features

MFRA4710036
$235,000
Active
2
3
2
1
1,080 sqft
0.0200
2000
Residential
Townhouse
N/A

Community Information

4634 SABAL KEY DR
Sabal Harbour Ph I-B
Bradenton
Manatee
FL
34203
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s), Open Floorplan, Eat-in Kitchen, Living Room/Dining Room Combo, Kitchen/Family Room Combo, Window Treatments, PrimaryBedroom Upstairs
Central
Central Air
Ceramic Tile
N/A
2
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Range

Exterior

N/A
Block, Stucco
Slab
Shingle
N/A
Landscaped, Paved, Private

School Information

William H Bashaw Elementary
Braden River Middle
Braden River High

Additional Information

October 20, 2026
1
PDR
Northwest
No

Mortgage Calculator

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Years
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. KW SUNCOAST is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

1 day on market

Listing updated: Oct 21, 2026 · 10:51 AM

Listed by: Jose Ortega · 201-675-6474—KW SUNCOAST · 941-792-2000

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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