




437 GANDY CEMETERY RD
Bartow, Polk, FL, 33830
Active$639,999
$264/sqft
About this home
SELLER IS OFFERING A RATE BUYDOWN OR A CREDIT TOWARD CLOSING COSTS — IF RATES ARE THE ONLY THING HOLDING YOU BACK, LET'S TALK NUMBERS. This 4-bed, 2-bath custom ranch sits on just under an acre in Bartow's Dean Ranch — no HOA, no CDD, and room to actually use your land. Built in 2021, 2,427 heated sqft, stone counters, high ceilings, and a home office already in place. Here's what most listings don't have: a fully fenced lot with gated keypad entry and two-way intercom, extra concrete parking, RV parking, boat parking, and a shop that's the real deal — insulated walls and doors, three 10-ft bay doors, air lines run throughout, and a 4-post car lift already installed. A whole-property generator covers the house and the shop, so storm season stops being a threat. Outside is built for actual Florida living — covered patio, screened room, and an outdoor kitchen with a dishwasher. Irrigation, gutters, public water, septic, all handled. Minutes off Hwy 60 to Bartow, Lakeland, and Winter Haven. Mechanics, car guys, RV owners, anyone who wants space and a shop without an HOA saying no — this is built for you. Ask about seller concessions and come see it in person.
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. KELLER WILLIAMS ST PETE REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.
102 days on market
Listed by: Brian Sandstrom · 727-894-1600—KELLER WILLIAMS ST PETE REALTY · 727-894-1600
Updated from Real Estate Market Data
MLS/IDX data last updated: October 24, 2026 2:03 PM . All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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