IDX

Listed by Liz Wiggins · Courtesy of TREND REALTY · Agent MLS ID# MFR281533437 · Deemed reliable but not guaranteed. · Listing updated: Oct 12, 2026 · 7:19 PM

4317 NW 40TH TER

Cape Coral, Lee, FL, 33993

Active

$315,000

$184/sqft

4Beds
2Baths
1,712Sq Ft
2007Built
165Days on Market

About this home

Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

Facts & Features

MFRA4691858
$315,000
Active
4
2
2
0
1,712 sqft
0.2300
2007
Residential
Single Family Residence
N/A

Community Information

4317 NW 40TH TER
Cape Coral
Cape Coral
Lee
FL
33993
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s), Split Bedroom, Walk-In Closet(s), Solid Wood Cabinets, Cathedral Ceiling(s), Kitchen/Family Room Combo, Stone Counters, Window Treatments, Primary Bedroom Main Floor
Central, Electric
Central Air
Tile
N/A
1
Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater, Range

Exterior

Rain Gutters, Storage, Private Yard
Block
Slab
Shingle
Fenced
N/A

School Information

N/A
N/A
N/A

Additional Information

April 30, 2026
165
R1
South
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. TREND REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

165 days on market

Listing updated: Oct 12, 2026 · 7:19 PM

Listed by: Liz Wiggins · 941-666-3964—TREND REALTY · 941-928-3449

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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