IDX

Listed by Lucy Derosa · Courtesy of PEOPLE'S TRUST REALTY · Agent MLS ID# MFR262003904 · Deemed reliable but not guaranteed. · Listing updated: Oct 23, 2026 · 11:06 PM

4317 BISCAYNE DR

Hernando Beach, Hernando, FL, 34607

Active

$478,000

$285/sqft

3Beds
3Baths
1,680Sq Ft
1966Built
30Days on Market

About this home

VA ASSUMABLE MORTGAGE 3.5% ! Welcome to 4317 Biscayne Drive, a completely remodeled 1,680-square-foot, 3-bedroom, 3-bathroom property where true waterfront living meets flexibility, thoughtful upgrades and one of Hernando Beach’s most distinctive boating setups. Located on the Catalina Canal with direct access to the Gulf of Mexico, this west-facing block home offers the opportunity to enjoy boating, fishing, kayaking and unforgettable Florida sunsets right from your own backyard. The centerpiece of the property is its exceptionally rare, fully functioning enclosed boathouse—reported to be the only functioning boathouse of its kind remaining in Hernando Beach. Designed to accommodate two pontoon boats, it features two boat lifts: one rated for up to approximately 5,000 pounds and a second rated for up to approximately 2,500 pounds. A Jet Ski floating dock is conveniently located inside the boathouse, while an additional floating dock provides even more space for launching, tying up or enjoying the waterfront. The outdoor space was created for enjoying the Florida lifestyle. The fully fenced yard includes low-maintenance vinyl fencing, a separate fenced side-yard area and enough space to accommodate a boat trailer or additional recreational equipment. A private entrance leads directly toward the boathouse and attached guest quarters, offering convenience and privacy. Full-width pavers extend across the front of the property from property line to property line, creating an impressive amount of off-street parking for residents, guests, boats and trailers. Along the waterfront, a charming private beach-style area with a firepit creates the perfect setting for evenings beside the canal. A spacious approximately 10-by-20-foot gazebo provides a shaded location for outdoor dining, entertaining or relaxing after a day on the water. An approximately 110-square-foot wooden storage shed supplies additional room for boating equipment, fishing gear, tools and outdoor necessities. Inside, the home has been cosmetically remodeled while preserving its classic Florida character, including terrazzo flooring throughout. The updated kitchen features newer appliances approximately two years old, soft-close cabinetry and drawers, a garbage disposal and a recently replaced under-sink water-filtration system. Smart-home technology allows the living-room and kitchen lighting to be controlled through an app, adding everyday convenience. The separate mother-in-law suite or studio-style guest quarters expands the property’s possibilities. Complete with a private entrance and dedicated mini-split air-conditioning system, the space is ideal for extended-stay guests, a home office, hobby room or additional private living area. Important improvements have already been addressed. The flat-roof was replaced in 2022 with an industrial-strength roofing system represented as having a 20-year service life. The main roof is represented as having approximately seven years of remaining useful life. The home is equipped with storm-rated windows, upgraded electrical components and an exterior meter box brought up to current code. The electrical system has been inspected, with no aluminum or cloth-covered wiring reported. The plumbing has also been inspected, and the sewer lines have been professionally drained and serviced. VA ASSUMABLE MORTGAGE 3.5%

Facts & Features

MFRTB8551589
$478,000
Active
3
3
3
0
1,680 sqft
0.1800
1966
Residential
Single Family Residence
N/A

Community Information

4317 BISCAYNE DR
Gulf Coast Ret
Hernando Beach
Hernando
FL
34607
No

Amenities

N/A
N/A
No
Yes
No

Interior

Open Floorplan, Thermostat, Smart Home
Central
Central Air
Terrazzo
N/A
1
Dishwasher, Disposal, Microwave, Freezer, Range

Exterior

Rain Gutters, Storage, Private Mailbox
Brick
Slab
Shingle
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

September 23, 2026
30
RESI
East
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. PEOPLE'S TRUST REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

30 days on market

Listing updated: Oct 23, 2026 · 11:06 PM

Listed by: Lucy Derosa · 352-345-6892—PEOPLE'S TRUST REALTY · 727-946-0904

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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