




41520 CHARM LAKE DR
Umatilla, Lake, FL, 32784
Active$950,000
$192/sqft
About this home
Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. LPT REALTY, LLC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.
4 days on market
Listed by: Tyler Gibson LLC · 877-366-2213—LPT REALTY, LLC · 877-366-2213
Updated from Real Estate Market Data
MLS/IDX data last updated: October 24, 2026 2:03 PM . All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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