IDX

Listed by Tyler Gibson LLC · Courtesy of LPT REALTY, LLC · Agent MLS ID# MFR261225159 · Deemed reliable but not guaranteed. · Listing updated: Oct 20, 2026 · 5:24 PM

41520 CHARM LAKE DR

Umatilla, Lake, FL, 32784

Active

$950,000

$192/sqft

5Beds
4Baths
4,936Sq Ft
1979Built
4Days on Market

About this home

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

Facts & Features

MFRO6449945
$950,000
Active
5
4
4
0
4,936 sqft
17.8900
1979
Residential
Single Family Residence
Ranch

Community Information

41520 CHARM LAKE DR
Dream Lake Poultry Ranches
Umatilla
Lake
FL
32784
No

Amenities

N/A
N/A
No
Yes
No

Interior

Ceiling Fans(s), Vaulted Ceiling(s), Cathedral Ceiling(s)
Central
Central Air
Ceramic Tile
Wood Burning, Family Room
1
Built-In Oven, Dishwasher, Dryer, Refrigerator, Washer, Range

Exterior

RV Hookup
Frame
Crawlspace
Shingle
N/A
In County, Unincorporated, Pasture, Zoned for Horses, Farm, Gentle Sloping

School Information

N/A
N/A
N/A

Additional Information

October 16, 2026
4
A
East
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. LPT REALTY, LLC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

4 days on market

Listing updated: Oct 20, 2026 · 5:24 PM

Listed by: Tyler Gibson LLC · 877-366-2213—LPT REALTY, LLC · 877-366-2213

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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