IDX

Listed by Don Jerue · Courtesy of KELLER WILLIAMS REALTY SMART 1 · Agent MLS ID# MFR255001108 · Deemed reliable but not guaranteed. · Listing updated: Oct 1, 2026 · 5:52 PM

4099 ISLAND LAKES DR

Winter Haven, Polk, FL, 33881

Active

$379,000

$236/sqft

3Beds
2Baths
1,603Sq Ft
2006Built
548Days on Market

About this home

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $10K PRICE IMPROVEMENT on 7/24! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

Facts & Features

MFRP4934266
$379,000
Active
3
2
2
0
1,603 sqft
0.4000
2006
Residential
Single Family Residence
N/A

Community Information

4099 ISLAND LAKES DR
Island Lakes
Winter Haven
Polk
FL
33881
No

Amenities

N/A
N/A
No
Yes
No

Interior

Ceiling Fans(s), Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Cathedral Ceiling(s), Living Room/Dining Room Combo, Kitchen/Family Room Combo, In Wall Pest System
Central
Central Air
Laminate
N/A
1
Dishwasher, Microwave, Refrigerator, Range

Exterior

Lighting
Block, Stucco
Slab
Shingle
N/A
City Limits, Paved

School Information

N/A
N/A
N/A

Additional Information

April 1, 2025
548
N/A
South
No

Mortgage Calculator

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Years
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. KELLER WILLIAMS REALTY SMART 1 is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

548 days on market

Listing updated: Oct 1, 2026 · 5:52 PM

Listed by: Don Jerue · 863-259-9550—KELLER WILLIAMS REALTY SMART 1 · 863-508-3000

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

Get in Touch

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