IDX

Listed by Candis Carmichael · Courtesy of CHARLES RUTENBERG REALTY INC · Agent MLS ID# MFR260045428 · Deemed reliable but not guaranteed. · Listing updated: Oct 24, 2026 · 5:05 PM

3962 LA COSTA LN

Largo, Pinellas, FL, 33771

Active

$265,000

$256/sqft

2Beds
2Baths
1,036Sq Ft
1986Built
108Days on Market

About this home

Virtually Staged. Seller is motivated and will entertain reasonable offers. Welcome to Belle Oak Villas, where easy living meets a peaceful pond-view setting. This 2-bedroom, 2-bath villa is located in a non-flood zone and features **no carpet**, with tile and laminate flooring throughout, vaulted ceilings, a desirable split-bedroom layout, and a bright open living and dining area. Major updates include a newer 2022 roof, a new A/C installed in 2026, fresh interior paint, and a newly reglazed bathtub. Enjoy morning coffee or evening relaxation on the private screened patio overlooking the pond, with no direct rear neighbors and visiting ducks for company. Tucked away on a quiet dead-end street near one of the community’s two pools, Belle Oak Villas offers a convenient location, low quarterly HOA fee of $290, and close access to shopping, dining, and daily essentials. An ideal choice for first-time buyers or downsizers seeking move-in-ready comfort—and a smart opportunity for investors, with **no HOA waiting period to lease**. No damage or flooding from the hurricanes, this home is an ideal primary residence or for snowbirds or as an investment rental property. You won't want to miss this one!

Facts & Features

MFRTB8525459
$265,000
Active
2
2
2
0
1,036 sqft
0.0400
1986
Residential
Villa
N/A

Community Information

3962 LA COSTA LN
Belle Oak Villas
Largo
Pinellas
FL
33771
No

Amenities

N/A
N/A
No
Yes
No

Interior

Ceiling Fans(s), Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Living Room/Dining Room Combo, Window Treatments, Primary Bedroom Main Floor
Central, Electric
Central Air
Laminate, Ceramic Tile
N/A
1
Dishwasher, Disposal, Refrigerator, Electric Water Heater, Range

Exterior

Garden, Private Entrance
Block, Stucco
Slab
Shingle
N/A
Paved, Near Public Transit, Private, Street Dead-End

School Information

N/A
N/A
N/A

Additional Information

July 8, 2026
108
N/A
North
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. CHARLES RUTENBERG REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

108 days on market

Listing updated: Oct 24, 2026 · 5:05 PM

Listed by: Candis Carmichael · 727-888-3292—CHARLES RUTENBERG REALTY INC · 727-538-9200

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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