IDX

Listed by Kim Barker · Courtesy of VITIS REALTY · Agent MLS ID# MFR254573769 · Deemed reliable but not guaranteed. · Listing updated: Oct 23, 2026 · 3:50 PM

38611 FERM CIR

Zephyrhills, Pasco, FL, 33540

Active

$265,000

$238/sqft

2Beds
2Baths
1,115Sq Ft
1985Built
7Days on Market

About this home

***ELIGIBLE FOR 100% USDA FINANCING*** Looking for an AFFORDABLE place to call home with room to spread out and the freedom to make it your own? Welcome to FERM CIRCLE, tucked away in a sidewalk lined traditional neighborhood with NO THROUGH TRAFFIC and conveniently close to major shopping centers, restaurants, and medical offices. This well-maintained, solid concrete block home offers a NEWER ROOF (2019), and a spacious TWO-CAR GARAGE. The practical SPLIT-BEDROOM layout features an UPDATED KITCHEN with SOLID WOOD CABINETS and a huge primary suite with a surprising amount of flex space that could host your home office or exercise equipment. Step outside to discover a spacious QUARTER ACRE LOT with a FENCED BACK YARD and SCREENED PATIO; perfect for relaxing outdoors, gardening, entertaining, or simply enjoying your own private space. Enjoy the everyday freedom of NO HOA OR CDD. You’re welcome to park your RV or boat here and bring the pets with you too! The utilities at the home include HIGH SPEED INTERNET public water, and PRIVATE SEPTIC which helps keep monthly costs down. Beyond your front door, discover why Zephyrhills continues to attract those seeking small-town charm with modern conveniences. This growing community takes pride in its welcoming atmosphere, with public gathering spaces like Zephyr Park, Hercules Park, and Depot Park. The historic downtown is a lively, walkable district featuring local parades, pop-up markets, and seasonal celebrations. Located within the A-rated Pasco County School District, this home puts you in a DESIRABLE LOCATION where everyday errands are convenient and community connections are easy to find. Whether you're buying your first home, downsizing, or simply looking for an AFFORDABLE opportunity to enjoy the Zephyrhills lifestyle, this home offers a wonderful place to put down roots and make it your own. Call today to schedule your personal tour!

Facts & Features

MFRTB8556646
$265,000
Active
2
2
2
0
1,115 sqft
0.2600
1985
Residential
Single Family Residence
N/A

Community Information

38611 FERM CIR
Groves
Zephyrhills
Pasco
FL
33540
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s), Split Bedroom, Vaulted Ceiling(s), Solid Wood Cabinets, Thermostat
Central
Central Air
Laminate, Carpet, Ceramic Tile
N/A
1
Dishwasher, Dryer, Microwave, Refrigerator, Washer, Range

Exterior

Rain Gutters, Sidewalk
Stucco
Slab
Shingle
Fenced, Wood
In County, Paved, Sidewalk

School Information

West Zephyrhills Elemen-Po
Centennial Middle-Po
Zephryhills High School-Po

Additional Information

October 16, 2026
7
AR
South
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. VITIS REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

7 days on market

Listing updated: Oct 23, 2026 · 3:50 PM

Listed by: Kim Barker · 813-764-7653—VITIS REALTY · 352-437-5673

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

Get in Touch

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