IDX

Listed by Desmond Pollock · Courtesy of ENCORE INVESTMENT REALTY · Agent MLS ID# MFR261211828 · Deemed reliable but not guaranteed. · Listing updated: Oct 17, 2026 · 6:06 PM

3540 SAXONY LN

Saint Cloud, Osceola, FL, 34772

Active

$409,900

$163/sqft

5Beds
3Baths
2,518Sq Ft
2015Built
44Days on Market

About this home

Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.

Facts & Features

MFRO6439111
$409,900
Active
5
3
2
1
2,518 sqft
0.2000
2015
Residential
Single Family Residence
Traditional

Community Information

3540 SAXONY LN
Mallard Pond
Saint Cloud
Osceola
FL
34772
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s), High Ceilings, Open Floorplan, Kitchen/Family Room Combo, Stone Counters, Primary Bedroom Main Floor, Other
Central, Electric
Central Air
Tile
N/A
N/A
Microwave, Refrigerator, Range

Exterior

Sidewalk, Private Yard
Block, Stucco
Slab
Shingle
N/A
Paved, Level, Sidewalk, Private, Conservation Area, FloodZone, Flood Insurance Required

School Information

Saint Cloud Elem
Saint Cloud Middle (6-8)
Harmony High

Additional Information

September 3, 2026
44
R-1B
North
No

Mortgage Calculator

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Years
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. ENCORE INVESTMENT REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

44 days on market

Listing updated: Oct 17, 2026 · 6:06 PM

Listed by: Desmond Pollock · 407-305-6560—ENCORE INVESTMENT REALTY · 407-334-8664

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

Get in Touch

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