IDX

Listed by Chris Sauger · Courtesy of CHARLES RUTENBERG REALTY INC · Agent MLS ID# MFR260002375 · Deemed reliable but not guaranteed. · Listing updated: Oct 17, 2026 · 6:05 PM

3131 N CANAL DR

Palm Harbor, Pinellas, FL, 34684

Active

$770,000

$230/sqft

4Beds
4Baths
3,354Sq Ft
1973Built
63Days on Market

About this home

WATERFRONT LIVING ON LAKE TARPON WITH NO HOA! Discover the possibilities in this spacious 3,354-square-foot heated saltwater pool home, ideally situated on a quarter-acre lot in desirable Lake Tarpon Estates. With approximately 100 feet of freshwater canal frontage, direct boating access to Lake Tarpon, and a covered 10,000-pound boat lift accommodating a boat up to approximately 28 feet, this property is designed for those who want to enjoy the Florida waterfront lifestyle. The flexible split-bedroom floor plan offers excellent options for multigenerational living, extended family, guests, or a private home office/retreat. The first-floor in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance, creating a comfortable and living space. Upstairs are two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool and outdoor living area. Outdoor living is a true highlight, with more than 1,700 square feet of screened space surrounding the heated saltwater pool and overlooking the tranquil canal. There is plenty of room to entertain, relax poolside, enjoy morning coffee, or take in beautiful Florida sunsets. The waterfront setting provides convenient access to boating, fishing, kayaking, and other water activities, with Lake Tarpon just minutes away by boat. Recent updates include a roof approximately 4 years old, new flooring, updated bathrooms, a Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. With no HOA, there is flexibility to bring your boat, RV, and water toys. Whether you're looking for a full-time residence, multigenerational home, inlaw apartment, Airbnb, VRBO or private waterfront retreat, this Lake Tarpon Estates property offers space, versatility, and direct access to one of Pinellas County's premier freshwater lakes.

Facts & Features

MFRTB8538140
$770,000
Active
4
4
4
0
3,354 sqft
0.2500
1973
Residential
Single Family Residence
N/A

Community Information

3131 N CANAL DR
Lake Tarpon Estates
Palm Harbor
Pinellas
FL
34684
No

Amenities

N/A
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), Split Bedroom, Walk-In Closet(s), Eat-in Kitchen, Solid Wood Cabinets, Living Room/Dining Room Combo, Kitchen/Family Room Combo, Crown Molding, Window Treatments, Built-in Features, Primary Bedroom Main Floor
Central
Central Air
Tile, Carpet, Luxury Vinyl
Living Room, Wood Burning
2
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater, Range, Exhaust Fan, Bar Fridge, Wine Refrigerator

Exterior

Rain Gutters, Storage, Lighting, Private Mailbox, Balcony, Outdoor Shower, Hurricane Shutters, Private Yard, Private Entrance
Frame
Slab
Shingle
N/A
Landscaped, Paved, Level, Oversized Lot, Street Dead-End

School Information

N/A
N/A
N/A

Additional Information

August 15, 2026
63
R-3
South
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. CHARLES RUTENBERG REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

63 days on market

Listing updated: Oct 17, 2026 · 6:05 PM

Listed by: Chris Sauger · 727-420-1975—CHARLES RUTENBERG REALTY INC · 727-538-9200

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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