IDX

Listed by Jana Raber · Courtesy of REALTY EXECUTIVES IN THE VILLAGES · Agent MLS ID# MFR387583461 · Deemed reliable but not guaranteed. · Listing updated: Oct 20, 2026 · 5:12 PM

1040 COTTAGE DR

The Villages, Sumter, FL, 32162

Active

$1,325,000

$649/sqft

3Beds
3Baths
2,042Sq Ft
2004Built
82Days on Market

About this home

BOND PAID, COMPLETELY REMODELED,Furniture optional~ over 2,300 sq. ft. 3/2 COTTAGE with SALT WATER, HEATED POOL and TRAVERTINE DECKING located in the LAKE SHORE COTTAGES right next door to LAKE SUMTER LANDING! The homes in this Village are known for their unique architectural features with spacious screened porches found nowhere else in The Villages. Enjoy a low maintenance exterior and beautiful curb appeal with HARDIE PLANK SIDING, METAL roof and an amazing front porch with WOOD-LOOK PORCELAIN flooring, BEADBOARD ceiling, attractive RAILING, custom ceiling fans, and that’s before you even open the LEADED GLASS front door! Once inside, you’ll find NEW high end LUXURY VINYL PLANK flooring throughout the home. All of the columns, and separate living areas were removed to create a spacious OPEN FLOOR PLAN. Large windows let in plenty of natural light, with all NEW lighting including pendant lights over the breakfast bar, and chandelier’s over the formal and casual dining areas defining each area. Some of the extras include CROWN MOLDING, & 8” baseboards throughout, ! The kitchen has GRANITE countertops and backsplash, all new high end appliances ,under cabinet lighting, closet PANTRY, a FARMHOUSE sink, and a spigot at the sink with a REVERSE OSMOSIS system. The 15’x16’ guest bedroom/den and HALF BATH was added behind the LEADED GLASS French doors, with 13’ ceilings, and sliding glass doors that open out to the BEAUTIFUL SALT WATER HEATED POOL with waterfall, beautiful TRAVERTINE decking, with wrap around PRIVACY WALL on one side and an open view of the lovely garden on the other. The primary bedroom has a WALL MOUNTED TV, PLANTATION SHUTTERS, and an all NEW EN-SUITE BATH with large WALK-IN CLOSET, NEW cabinets, GRANITE countertops, CUSTOM mirrors, fixtures, and NEW walk-in shower with 2 SHOWERHEADS. The other guest room has lovely custom valances with 2 double sliding closet doors – a full wall of closet space and a WALL MOUNTED TV! The all NEW guest bath has GRANITE countertops, NEW LIGHTED VANITY MIRROR with adjustable settings, CUSTOM shower curtain, lovely subway tile with tub/shower, and a one piece SMART AUTOMATIC TOILET. And wait until you see the spectacular 29’x10’ room that was created off the living room across the back of home that opens out to the POOL AREA. Beautiful DIAGONAL TILE flooring, floor to ceiling “hurricane” glass picture windows, beadboard ceiling, and a MINI-SPLIT system so this delightful room is comfortably under HEAT and AIR. AND step outside from this room to a NEW elevated OPEN PATIO with railing for a great view of the flower garden, spacious backyard and beyond to the WATER VIEW. Other features include a Kinetico WATER filtration and softener whole house system, EPOXY painted garage flooring, gutters around the entire home, FRESHLY PAINTED EXTERIOR, NEWER HVAC SYSTEM to accommodate newly added sq. footage, and TANKLESS WATER HEATER. There is not much in this spectacular home that is not NEW! SUCH A GREAT LOCATION! This unique neighborhood also has its own community pool – a great place to see your neighbors and make new friends. And all the shopping, dining and entertainment is found at the Market Square right around the corner. COME EXPERIENCE THIS AWESOME HOME. Don’t let this one get away! Golf Cart can be purchased separately.

Facts & Features

MFRG5115808
$1,325,000
Active
3
3
2
1
2,042 sqft
0.2100
2004
Residential
Single Family Residence
N/A

Community Information

1040 COTTAGE DR
Villages Of Sumter Lake Shore Cottages
The Villages
Sumter
FL
32162
Yes

Amenities

N/A
N/A
No
No
Yes

Interior

Ceiling Fans(s), High Ceilings, Open Floorplan, Walk-In Closet(s), Stone Counters, Crown Molding, Window Treatments, Built-in Features, Primary Bedroom Main Floor, Tray Ceiling(s)
Natural Gas
Central Air
Luxury Vinyl
N/A
N/A
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener, Kitchen Reverse Osmosis System, Tankless Water Heater

Exterior

Rain Gutters, Sidewalk
HardiPlank Type
Slab
Metal
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

July 30, 2026
82
RES
North
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. REALTY EXECUTIVES IN THE VILLAGES is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

82 days on market

Listing updated: Oct 20, 2026 · 5:12 PM

Listed by: Jana Raber · 812-499-9571—REALTY EXECUTIVES IN THE VILLAGES · 352-753-7500

Updated from Real Estate Market Data

Location

Ahmed ElbatrawyAhmed ElbatrawyEmpire Network Realty

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